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Nicolas
Nicolas is 51 years old, married, and has two children who are in school. He and his family live in Zaña, a district known on a regional level for its Afro-Peruvian customs. This area is located 45 minutes away from the city of Chiclayo.


Nicolas has been buying and selling rice for a year. He purchases sacks of rice from the mills in the city of Chiclayo and then sells them to grocery stores and businesses in the city of Cajamarca. This type of business is very profitable in Cajamarca because it is located in a mountainous area of the country where everyday consumer products are not readily available. At the moment, this business is his only source of income, so Nicolas invests all of his efforts into maintaining it.


Nicolas has become well-known in the area and more people are requesting his product. For this reason, he wants to buy more sacks of rice so that he can increase his sales. To meet this goal, Nicolas is requesting his first loan from Edpyme Alternativa in the amount of 1500 PEN.


Nicolas is a father who is dedicated to his work and his family. His neighbors consider him to be a peaceful and responsible person. His greatest wish is to provide his children with a quality education.

View original language description ↓

Nicolas tiene 51 años de edad, es casado y tiene dos hijos que aún estudian, vive junto a su familia en el distrito de Zaña, un distrito conocido a nivel regional por sus constumbres afro – peruanas. Se encuentra ubicado a cuarenta y cinco minutos de la ciudad de Chiclayo.

Se dedica desde hace un año a la compra y venta de arroz. El compra sacos de arroz en los molinos de la ciudad de Chiclayo y luego los ofrece en venta en las bodegas y negocios de la ciudad de Cajamarca. Esta actividad es muy rentable ya que la región Cajamarca, por ser una región ubicada en la sierra del país, no cuenta con este producto de consumo diario al alcance de su mano. Actualmente esta actividad es la única que le brinda ingresos económicos, por lo que se esfuerza al máximo para mantenerla.

Nicolas se ha vuelto conocido en la zona y cada vez son mas las personas que solicitan su producto, por ello desea adquirir mas sacos de arroz para poder aumentar sus ventas. Siguiendo su objetivo ha solicitado por primera vez a Edpyme Alternativa un crédito de 1500 nuevos soles.

Nicolas en un padre entregado a su trabajo y a su familia. Sus vecinos le consideran una persona tranquila y responsable. Su mayor anhelo es brindarle a sus hijos una educación de calidad.

About Peru

  • $12,000
    Average annual income
  • 127
    View loans »
    Peru Loans Fundraising
  • $57,346,375
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Nicolas purchase sacks of rice.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 27, 2010
Listed
May 29, 2010
Currency Exchange Loss:
Possible
Ended:
Apr 15, 2011