Luafata is 42 years old, married, and has five children. She joined SPBD in 2006, with the intention of getting financial assistance. She is a poor mother who has always believed in hard work. Luafata used to work but when she got married and had her first child, she decided to stay home, which greatly affected her family life. She heard about SPBD’s loans last year, and so she decided to join. Since then, she had upgraded many things in her home. She has been selling ice cakes to the school nearby, and she is also making pancakes as a second back-up business. Luafata is planning to run a proper canteen where she could sell other things to the school children and also the village people.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.