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Rosa Isabel
Rosa is 39 years old and resides in Las Orquídeas in Guayaquil. She lives in a house made of reeds with her three children (ages 18, 13, and 9). Rosa operates a food stall at a school in the district where she lives. She started this business after receiving permission from the priest at the Catholic Church to sell food to the school children during recess.


She began selling a few snacks to the children and gradually expanded her menu. Rosa now works from 7am until 12:15pm, Monday through Friday. She sells hot dogs for $0.70 and soft drinks $0.35. Rosa lacks a few supplies for her business, so she wants to use her loan to buy display cases, soft drinks, and food products. In the future, she hopes to open a well-stocked store in her house.

View original language description ↓
Rosa de 39 años, vive en las Orquídeas de Guayaquil, su casa es de caña ella tiene tres hijos de 18, 13 y 9 años, ella tiene un puesto de comida en una escuela de por el sector donde vive. Inicio el negocio pidiéndole al reverendo de la iglesia catolica que le permita vender a los niños de la escuela de la iglesia comida para su hora de receso.

Comenzó con pocos alimentos vendiéndole a los niños, poco a poco fue incrementando sus víveres, ahora ella trabaja desde las 07h00 hasta las 13h15 de lunes a viernes. Vende hot dog a $ 0.70, bebidas a $ 0.35. Aun le falta implementar algunos alimentos en su negocio, por eso quiere comprar con el préstamo vitrinas, bebidas y víveres.

En el futuro quiere tener una tienda surtida por su casa.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 96
    View loans »
    Ecuador Loans Fundraising
  • $24,110,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Rosa Isabel purchase display cases, soft drinks, and food products.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 14, 2010
Listed
May 28, 2010
Currency Exchange Loss:
N/A
Ended:
Jun 20, 2011