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Carlos Bionis
Carlos F. has a wife and three children (ages 10, 11, and 13). He generates income to support his family by making desks, tables for parlor games, and everything else made of wood. Since 2007, Carlos has participated in the credit program with Fundación Mario Santo Domingo and it has helped to increase his working capital. He has received three loans, with the current one valued at 2,000,000 COP to be used for buying supplies in bulk such as wood, glue, paint, nails, and varnish for his business. When Carlos started his business in 2002, he had worked very hard to become independent. He previously held different jobs in the construction sector, but he now makes his daily living with autonomy and works a fixed schedule from 7:30am to 12pm and from 2pm to 6pm, Monday through Saturday. Carlos has a significant number of customers because they are familiar with his work ethic and there is very little competition in this sector.


Carlos dreams of selling his products through chain stores and utilizing technology for online marketing. His greatest personal challenge is seeing his children become professionals who work for multinational companies. He and his family live near the supermarkets and the largest soccer field in Barranquilla, the Metropolitan Stadium, where they go to have fun.

View original language description ↓
Para Carlos F. la fabricación de escritorios, mesas para reuniones juegos de sala, y todo lo relacionado con la madera, es la manera en que genera ingresos para sostener a su familia, conformada por su cónyuge y sus 3 hijos en las edades de 10, 11 y 13 años. Desde el año 2007 vincularse al programa de crédito de la Fundación Mario Santo Domingo, le han representado incrementar su capital de trabajo, porque a través de él ha recibido tres créditos y con este último por valor de $ 2.000.000 COP, comprará al por mayor y de contado, madera pegante, pintura, clavos y lacas para su negocio. Cuando Carlos inició en el año 2002, le significaron muchos esfuerzos adaptarse a ser independiente, porque antes era empleado de oficios varios en el sector de la construcción, pero ahora ese es su diario vivir con autonomia y se ha fijado su propio horario de trabajo de 7: 30 A.M. a 12:00 M y de 2:00 a 6:00 P.M. y desde los lunes hasta los sábados, y como sus clientes conocen su cultura de trabajo y tiene muy poca competencia en el sector, registra en su mercado un importante número de ellos.
Carlos tiene un sueño y es el de venderle a cadenas de almacenes y usar la tecnología para hacer mercadeo electrónico, pero tambien tien un gran desafío personal y es el de ver convertidos a sus hijos en profesionales trabajando en empresas multinacionales. Ellos ahora Viven cerca de supermercados y al escenario de futbol mas importante de Barranquilla : “El estadio Metropolitano” donde se divierten en familia.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 162
    View loans »
    Colombia Loans Fundraising
  • $13,225,875
    Funds lent in using Kiva
  • 1,975.4
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Carlos Bionis purchase wood, glue, paint, nails, and varnish.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 26, 2010
Listed
May 28, 2010
Currency Exchange Loss:
Covered
Ended:
Sep 17, 2011