Mele is a 49-year old mother of five children. She is married and joined SPBD two years ago. She heard about the program through her fellow villagers, and she decided to join. Mele and her family have been living on their plantation, which is their main source of income, for a long time. This is Mele's 3rd loan with SPBD and she believes the financial support she has been receiving has allowed her family to make ends meet. They have renovated their home. Mele is planning to export her taro overseas which she believes will generate a great source of extra income.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.