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Yuliana Maribel
Yuliana is 29 years old and lives in suburbs of Guayaquil. They have two children; age two, and age three months. As a result of her pregnancy, her sister gave her some party supplies to sell. When they ran out, she had to invest her savings to increase her income. They bought notebooks and more party supplies.

Little by little she began increasing her capital and rented a location to have more space to sell party supplies. She works from 8:00 am to 7:00 pm. She sells painted dolls, notebooks, etc. She wants to use the money from this loan to buy more items in order to be able to offer a greater variety.

She would eventually like to open a chain of stores selling party supplies.
View original language description ↓
Yuliana de 29 años, vive en una zona periurbana de Guayaquil, tienen dos hijos de 2 y tres meses de edad, debido a su embarazo la hermana de Yuliana le regalo algunos productos de fiesta para vender, cuando se le agotaron y por la falta de oportunidades tuvo que invertir sus ahorros para tener mas ingresos, compraron cuadernos, fomix y artículos para fiestas.

Poco a poco fue incrementando su capital, alquilo un local para tener mas espacio para vender sus artículos de fiesta. Trabaja desde las 08h00 hasta las 19h00pm. Vende muñecas piñatas, cuadernos, etc. Para tener mas variedad en su negocio quiere comprar con el préstamo cuadernos, fomix y artículos para fiesta.

En el futuro quiere tener una línea de locales que vendan artículos para fiestas.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 81
    View loans »
    Ecuador Loans Fundraising
  • $25,019,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Yuliana Maribel inventory.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 14, 2010
May 28, 2010
Currency Exchange Loss:
Jun 20, 2011