Sharif was born in the Azerbaijan- Armenian conflict territory Gubadli region, which is situated in the west part of Azerbaijan Republic. He is 44 years old and is the father of three children. Right now he lives with his family in Sumgayit city, situated in the east part of Azerbaijan.
In 2004 Sharif borrowed $400 from Normicro, and expanded his business by buying an assortment of goods and gifts. At first, he was selling only creams, lotions, perfumes, shampoo, etc. which earned little money. It provided only some of his family's basic needs.
With the loan he has expanded to a variety of different things such as: creams, lotions, perfumes, shampoo, bags, briefcases, gifts and more. Sharif would like to increase his work area by dividing the area into two parts. On one side he would like to sell creams, lotions, perfumes, shampoo, soaps etc.,and on the other side bags, pictures, gifts and etc.
He would like to borrow an $800 loan. With this loan he wants to expand his trading area, increase his business and improve his family conditions. He believes with the change he can pay off monthly payments very easily. Sharif will repay the loan within 12 months.