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Mirador De Matilde Group
In this Group: Gloria , Gizeh , Martha Silvia , Maria Alicia , Elvira , Yadira , Maria Judith , Ma Dolores , Monica Elvira , Carmela , Judith , Sarai
This photo was taken in the home of Maria Alicia F., which is where the group meets weekly. As we can see in the photo, there are 12 members in the group named Mirador de Matilde, to showcase their location in the state of Hidalgo.
Maria Alicia is a single mother of two children, who work and help her with some of the household expenses. She sells chicken and is requesting this loan to invest in a new scale, because the one she has does not work well. She also wants to paint her business so that it will look its best. She mentions that she works very hard, Monday to Saturday, with the aim of saving up for when she is no longer able to work. However, for now she greatly enjoys her business and the most gratifying element is her rapport with her customers.
The group's treasurer is Martha Silvia F., who has sold beauty products through a catalogue for 8 years. She is in a common-law marriage and has two children ages 24 and 13. She is requesting this loan to invest in a larger inventory which she will buy at a lower price and thus be able to make more profit. She has a large number of customers thanks to her years of experience selling these products.
The group members are hard-working and enterprising women; Gizeh B., for example, is 24, married and has a 5-year-old child. She sells gifts and will invest her credit in material to decorate the gifts she wraps, and to buy glass for her display case, since some of the panes are broken. At this moment, this is what she needs for her business in order to earn a little bit more. She believes that success is the result of daily work, and she would like to see her business grow significantly because she knows that with it she will be able to offer her little child a better life.

The other group members are:

Elvira Hernández Ramírez Quilt sales
Yadira Martínez D. J. Bag sales
María Judith O. R. Electrical equipment sales
Ma. Dolores M. Juárez Footwear sales
Mónica Elvira O. Z. Fuller cosmetics sales
Carmela P. F. Craft sales
Judith R. P. Clothing sales
Sarai R. P. Quilt sales
Gloria Velázquez A. Candy sales
View original language description ↓
Esta foto fue tomada en la casa de la Sra. María Alicia F. que es el lugar en donde se realizan las reuniones semanales, como podemos observar en la foto están las 12 integrantes que forman el grupo denominado “Mirador de Matilde” haciendo alarde a su ubicación en el estado de Hidalgo.
Ella es madre soltera y tiene dos hijos los cuales trabajan y le ayudan con algunos de los gastos de los servicios de su casa, se dedica a la venta de pollo, requiere del crédito para invertir en la compra de una nueva bascula ya que la que tiene no sirve muy bien, al igual desea pintar su negocio para que luzca lo mejor posible. Nos comenta que trabaja de lunes a sábados arduamente con el afán de crear un ahorro para cuando ya no tenga las fuerzas necesarias para trabajar, pero por el momento disfruta mucho de su negocio y lo que más le agrada es el trato con sus clientas.

La tesorera del grupo es la Sra. Martha Silvia N. que se dedica a la venta de productos de belleza por catalogo desde hace 8 años, vive en unión libre, tiene dos hijos de 24 y 13 años de edad, ella obtuvo su crédito para poder invertir en una mayor cantidad de productos ya que lo compra a un precio más económico y así poder obtener una mayor ganancia, cuenta con una gran número de clientes esto debido a los años de experiencia en la venta de estos productos.

Las integrantes de este grupo son mujeres trabajadoras y emprendedoras, la Sra. Gizeh G., por ejemplo, de 24 años de edad y con un hijo de 5 años, es casada y se dedica a la venta de regalos, ella obtuvo su crédito para invertir en material para decorar los regalos que le llevan para envolver y también para comprar los cristales de su mostrador los cuales algunos ya estaban rotos, en este momento es lo que necesita en su negocio para poder obtener un poco más de ganancia. Considera que el éxito es el resultado del trabajo de cada día, y le gustaría ver que su negocio crezca de manera importante porque sabe que con ello les podrá ofrecer una mejor vida su pequeño hijo.

Additional Information

About CrediComun

This loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).

For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 7
    View loans »
    Mexico Loans Fundraising
  • $17,804,525
    Funds lent in using Kiva
  • 13.1
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Mirador De Matilde Group's $3,725 loan helped a member purchase of a new scale, giftwrap, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 17, 2010
Listed
Jul 3, 2010
Currency Exchange Loss:
Covered
Ended:
Sep 15, 2010