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José Manuel
José Manuel, 41, is married and lives with his family in Insculas, Olmos district, an agricultural area noted for being composed of several small settlements scattered at great distances from each other. It is part of Lambayeque province and is over two hours away from the city of Chiclayo.

For the past 10 years he has been a cattleman. He owns a few head of cattle that the raises near his dwelling; they are his source of income, either by selling them to merchants that visit the area or selling the milk they produce to his neighbors. This is an important source of income for his family; he also works as a field hand for a large agribusiness in the area.

José Manuel would like to get some feed for his cows so that they will develop better and he might sell them at a better price. He will use the profits from the sale of his animals to buy more smaller ones to raise and sell. To reach this goal he has asked Edpyme Alternativa for a 2000 new sol loan; this is his 1st loan.

José Manuel is an honest, hard-working man who always gives the best of himself in his work in order to attain his family’s wellbeing. He is quite well known in the area where he lives and is held in high esteem by his neighbors.
View original language description ↓

José Manuel tiene 41 años de edad, es casado y vive junto a su familia en el caserío Insculas del distrito de Olmos, un distrito agrícola caracterizado por estar conformado por varios caseríos pequeños que distan mucho uno del otro. Pertenece a la provincia de Lambayeque y se encuentra ubicado a mas de dos horas de la ciudad de Chiclayo.

Se dedica desde hace diez años a la crianza y venta de ganado vacuno, posee algunas cabezas de ganado que cría cerca de su vivienda y se vale de ellos para percibir ingresos: ya sea vendiéndolos a los negociantes que siempre visitan la zona o aprovechando la leche que producen para venderla a sus vecinos. Esta es una fuente importante de ingresos para la economía de su familia, adicionalmente trabaja como peón agrícola en una empresa agroindustrial de la zona.

José Manuel desea adquirir alimento para engordar a sus vacas y que de esta manera puedan ser vendidas a un mejor precio, adicionalmente, con las ganancias de la venta de sus animales comprará otros más pequeños para criarlos y ofrecerlos en venta. Para lograr su meta el ha solicitado por primera vez a Edpyme Alternativa un crédito de 2000 nuevos soles.

José Manuel es un hombre honrado y trabajador, el siempre da lo mejor de si en las labores que realizapara lograr el bienestar de su familia. En la zona donde vive es una persona bastante conocida y estimada por sus vecinos.

About Peru

  • $6,715
    Average annual income
  • 84
    View loans »
    Peru Loans Fundraising
  • $55,189,275
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped José Manuel to buy nutritionally balanced animal feed.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Apr 29, 2010
Listed
May 27, 2010
Currency Exchange Loss:
Possible
Ended:
Aug 19, 2011