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Kosima A. sells bread, sugar, 'gari' (cassava couscous), groundnuts, and Milo (cocoa drink powder) that has been bagged in smaller quantities near a school at Abura. Kosima has received junior high education. She is married and has six dependents. Her husband is a security man. Together with her husband she is able to take care of the entire family. Her loan will be used to buy more things like candies and other sweets to meet the demand of the school children. She hopes to use the new profits from her business to save to build a better shop for her things.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,967,750
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Kosima buy more things like candies, etc. for resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 27, 2010
May 27, 2010
Currency Exchange Loss:
Nov 17, 2010