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Alejandro Jose
Alejandro is a hard-working married father of two. He lives in the Linda vista neighbourhood, and together he and his family built his house out of concrete. They both work and save up to make home improvements. Alejandro has worked in construction for several years; he began as an assistant and learned from there. He now makes more money and has a steady job maintaining the business.
He needs to make improvements to his house, such as laying a floor, making room divisions, and improving the doors. His job is not easy; he is tired. Luckily, he can count on the help of his wife. He has bought materials such as flooring and cement for the house, but he still needs more material and he hopes to get the improvements done soon in order to have better hygiene in his home.
With this loan, he will buy tools to help him with his daily work, such as: a handsaw, a plane, and a welder, among others. These cost a lot and he has not managed to buy them on his own; thus, he will buy them with this loan.
View original language description ↓
Don Alejandro es un hombre trabajador, padre de dos hijos, vive en el barrio Linda vista, juntos han construido su casa de concreto ya que ambos trabajan, y ahorran para poder hacer las mejoras. Su trabajo es la construcción desde hace varios años, inicio como ayudante y aprendió el cual ahora gana mejor y tiene un trabajo fijo en mantenimiento de la empresa.
Hacen falta mejoras en su casa como poner el piso, hacer divisiones, mejorar las puertas. Su trabajo no es fácil, es cansado. Lo bueno es cuenta con el apoyo de su esposa. Tiene materiales comprado como: piso y cemento para poner en su casa, pero aun le hace falta material el cual espera poder pegarlo pronto y lograr una mejor higiene en su hogar.
Con este financiamiento comprara herramientas que le ayuden en su labor cotidiana, como: cerrucho, cepillo, maquina de soldar entre otros, ya que son de altos costos y no logra comprarlas de un solo, es por eso compra a trabes del financiamiento.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 76
    View loans »
    Nicaragua Loans Fundraising
  • $25,417,550
    Funds lent in using Kiva
  • 21.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Alejandro Jose tools for home improvements.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 25, 2010
Jun 1, 2010
Currency Exchange Loss:
Apr 15, 2011