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Zainab is married with two children. She has been in business trading in slippers for over eleven years now. She owns a stall along one of the busy streets in Makeni. She is very hard working and determined to succeed in business. For this reason, Zainab is seeking a loan to be able to buy goods that will increase her capital and then her profit. She intends to use the proceeds from the loan to educate her children up to university level and to build a house in the future.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 54
    View loans »
    Sierra Leone Loans Fundraising
  • $9,327,250
    Funds lent in using Kiva
  • 3,935.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Zainab to buy shoes for her stall.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 19, 2010
Jun 1, 2010
Currency Exchange Loss:
Dec 15, 2010