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Gogaya Women's Group A, Mubende
In this Group: Justine, Rose, Fatuma, Grace, Samuel, Margret, Combozi, Mariam, Mary, Milly, Florence, Florence*, Rose*
* not pictured
With hard work and high self-esteem, N. Justine, aged 40 years, has tried beyond limits to maintain her general produce store that she has been operating for ten years in Mubende town. Being one of the most active types of business here in Uganda that many entrepreneurs have tried to invest in, Justine is among the lucky ones benefiting from it.

With this loan, Justine hopes to be able to purchase more stock for her business and also be in position to transform her business into a commercial one, thus improving her profits.

Justine is in a group with other members who hold each other accountable in paying back the loans they access from Pearl Microfinance.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 203
    View loans »
    Uganda Loans Fundraising
  • $32,028,325
    Funds lent in using Kiva
  • 2,295.7
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Gogaya Women's Group A, Mubende's $2,925 loan helped a member to purchase more stock for her store.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 7, 2010
May 28, 2010
Currency Exchange Loss:
Oct 16, 2010