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Creativas 1,2,3,4 Group
In this Group: Maritza , Yudelka, Paula , Dominga , Maira, Petronilla, Juana, Maritza, Virginia, Minerva, Diana, Francisca, Teresa, Ricarda, Cristina, Marleyda, Alexandra, Rafaela, Bernarda, Altagracia
Maritza is the coordinator of her group Las creativas (The Creative Ones), and her story is representative of her group and of Esperanza's Haitian and Dominican (many of whom recently emigrated to the DR from Haiti) clients generally. Her group is located in the the slums north of Santo Domingo, an area where crime is rampant and where running water (none of which is potable) and electricity are unreliable. She makes her home here in a simple structure with her husband and four children.

Maritza is excited to be taking her fifth loan with Esperanza after having successfully repaid her previous loan and expanded her business. She plans to use this loan to invest in her small grocery store business by purchasing rice, beans, cooking oil, sugar, flour, soups, spices, vegetables and a freezer. She will use the profits to save money for completing renovations to her home and to eventually buy a car to move her goods around more easily. She thanks you all for your support.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Dominican Republic

  • $7,611
    Average annual income
  • 3
    View loans »
    Dominican Republic Loans Fundraising
  • $7,912,075
    Funds lent in using Kiva
  • 36.3
    Dominican Republic Pesos (DOP) = $1 USD

Success!! The loan was 100% repaid

A portion of Creativas 1,2,3,4 Group's $4,675 loan helped a member to buy grocery items and a freezer for her business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 5, 2010
Jun 1, 2010
Currency Exchange Loss:
Nov 15, 2010