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Miriam Alexandra
Miriam, 36, lives in the urban Orquídeas neighborhood of the city of Guayaquil. She has 3 children, and is a distributor of "waype," (waste cloth used for cleaning), which is used by bricklayers with thinner to remove paint stains. Lacking job opportunities, Miriam began gathering scraps and fabrics to make the waype.

She distributes her product to the hardware stores (stores selling construction products) in all of Guayaquil. She makes the waype with fabrics and scraps of fabric, working from 7am until 10pm. She sells a pound of waype for $1.50.

With the loan she wants to buy fabric for the waype. In the future she wants to have a waype store.
View original language description ↓
Miriam de 36 años, vive en una zona urbana en las Orquídeas de Guayaquil, tiene tres hijos, ella tiene una distribuidora de waype (lo utilizan los albañiles con diluyente para quitar las manchas de pintura), por la falta de oportunidades Miriam empezó recolectando retazos y telas para elaborar los waype.

Reparte a las ferreterías (almacén de venta de artículos de construcción) en todo Guayaquil, los waype los elabora con telas y retazos de tela, trabaja desde las 07h00 hasta las 22h00pm. La libra de waype la vende a $ 1.50.

Con el préstamo quiere comprar telas para los waype, en el futuro quiere tener un almacen de waype.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 69
    View loans »
    Ecuador Loans Fundraising
  • $24,622,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Miriam Alexandra to buy fabric and fabric remnants.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 7, 2010
May 26, 2010
Currency Exchange Loss:
Apr 15, 2011