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Obéissance Plus Group
In this Group: Thsibangu, José, Béatrice, Valentine, Pélagie, Miriam*, Adéline, Jeanette, Mputu*, Bevervly, Bibiane, Mulamba*, Berthe, Adonis, Esther*, Mansanga, Yannick, Justine, Ilunga, Valérie*, Nicole, Bapu, Kassongo, Emmanuel, Ritha
* not pictured
Tshibangu is the leader of the Community Bank named “Obéissance Plus” which means “Obedience” in English. It is composed of 25 members united in solidarity for receiving Kiva loans with the goal of developing their businesses.

Tshibangu is 50 years old and a father of nine children. He has been active in his business since 1988. He began his business selling watches. Besides selling watches, He also sells miscellaneous goods. He joined one of Hope’s groups (a DRCongo Microfinance Program) in 2009, and has received four loans. Thanks to Hope’s loans, Tshibangu’s business has prospered and it generates a profit of $20 per day. Tshibangu intends with the next loan to diversify his business by buying jewellery to retail at a profit in order to increase his capital. His ambition is to convert into the medical field. Due to the high demand in medicine in his environment, Tshibangu wants to open a drugstore to meet the people’s needs. He works hard in order to achieve his dream.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 15
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,638,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Obéissance Plus Group's $4,000 loan helped a member to increase the stock of his goods by buying jewellery and watches and reselling them at profit.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 5, 2010
May 26, 2010
Currency Exchange Loss:
Oct 15, 2010