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Gladys Estela
Gladys Estela S. Q. is a young, single 27-year old, who lives in the El Rodeo neighborhood. She is a farmer and, thanks to her father who taught her the tasks related to this activity, she earns her daily living in this manner.

Among the primary plans she has for her farm is the construction of a water tank. This would allow her to store this vital liquid for use on her crops when there is not enough of it in her region so that her harvests, and her daily sustenance, won’t be negatively affected. She requests the loan to buy fertilizers and pesticides that would allow her to maintain her lands and guarantee a higher level of production from her crops. This would increase the volume of her sales, allowing her to invest in a base for the water tank and the continued improvement of her standard of living.
View original language description ↓
La señora Gladys Estela S. Q., es joven soltera de 27 años de edad, que habita en el barrio El Rodeo, es agricultora, y fue gracias al apoyo de su padre que le enseño los menesteres de esta actividad y de esta manera ganarse el sustento diario.

Dentro de los planes principales que tiene para su finca, esta la construcción de una pila receptora de agua que le permita almacenar para los días en donde no abastece el vital liquido en la región y no afecte sus cultivos,ni su vida cotidiana, ella solicita un préstamo para la compra de fertilizantes, pesticidas, que permitan un mantenimiento a los terrenos y la garantía de una mejor producción, que aumente los volúmenes de venta y permita la inversión para la cimentación de la pila de agua y el mejoramiento continuo de sus niveles de vida.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 79
    View loans »
    Nicaragua Loans Fundraising
  • $25,420,300
    Funds lent in using Kiva
  • 21.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Gladys Estela to purchase fertilizers and pesticides.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
May 14, 2010
Jun 1, 2010
Currency Exchange Loss:
Jun 15, 2011