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María Belén
This member belongs to the communal bank, "Colquecancha." She lives in the community of Raqchi, which belongs to the province of Urubamba in the department of Cusco. Our member is señora María Belén. She is 39, is married, and has 6 children. She alternates her activities at home with agriculture and raising young animals (guinea pigs, pigs, ducks, chickens, and hens). She also makes hand-made goods. She started this trade to improve her family's economic situation. She saw that some of the other members of the community were starting informal businesses selling hand-made goods at the viewpoint in Raqchi, and she learned to weave by hand. She started her business little by little, and still today she takes her weavings to display at this viewpoint. She is part of a group of women in the community who alternate their trips to the viewpoint so all of them are benefited by the rich tourism of the Inca Valley.

She is requesting a loan to invest in the purchase of synthetic wool and transportation to the city of Cusco. Part of this money will also go towards feeding her children and improving the house in which they live a little. She is thankful to all of the investors that make this dream possible, and she promises to pay back her debt in the established time period.
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La Socia pertenece al banco comunal “COLQUECANCHA”; Nuestra Socia vive en la comunidad de Raqchi perteneciente a la provincia de Urubamba del departamento de Cusco.

Nuestra socia es la Sra. María Belén, La socia tiene 39 años de edad, la socia es casada y tiene 6 hijos; La socia alterna sus actividades del hogar con la agricultura, la crianza de animales menores (cuyes, chanchos, patos y otras aves de corral, gallinas, pollos), también la socia también se dedica a la artesanía, ella comenzó este oficio para mejorar su económica; la socia vio que algunas de sus compañeras en la comunidad iniciaban el negocio de la artesanía de manera informal en el mirador de Raqchi e inmediato aprendió a tejer a mano diversos motivos de la cultura Inka y fue entrando poco a poco en el nuevo negocio y desde entonces hasta el día de hoy lleva sus tejidos a exponer a este mirador que hoy conforman un grupo de señoras de la comunidad de manera formal común sindicato electo y alternan sus salidas para que todos se vean beneficiados con el turismo rico en la zona del valle Inka. La socia solicita el préstamo para invertir en la compra de lanas sintéticas y transporte para la ciudad el Cusco, una parte de este dinero también servirá para la alimentación de sus hijos y mejorar un poco la casita en la que viven.

Nuestra socia agradece a todos los inversionistas que hacen posible la realización de este sueño y se compromete a cumplir con el pago de su deuda en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $6,715
    Average annual income
  • 61
    View loans »
    Peru Loans Fundraising
  • $55,923,400
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped María Belén to invest in the purchase of synthetic wool and transportation to the city of Cusco. She will also use part of the money to feed her children and to improve the house in which they live.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 6, 2010
Jun 1, 2010
Currency Exchange Loss:
Dec 15, 2010