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Ángel Leonidas
Ángel Leonidas V. S. is 75 years old. He is married, and lives with his wife and grandchildren. Gonzalo is 18 years old, and Galo is 8 years old. They live in the town of San Miguel in the Bolívar province. He has one daughter, Aida. Aida is 35 years old.

Ángel is a member of the Lotan Bajo Communal Bank. It is half an hour from the town of San Miguel. There are 13 members in all. Most of them work in agriculture. Ángel is a farmer, and he grows corn, wheat, and potatoes. He buys and sells in the market every weekend.

He is requesting the loan to work and buy fertilizer and urea. He thinks that it will be easier with the fertilizers. His goal for the upcoming years is to work. There are illnesses in his family.

In his free time Ángel likes to dance and sing.
View original language description ↓
Ángel Leonidas V. S. tiene 75 años de edad. Es casado, y vive con su esposa y nietos: Gonzalo (18 años) y Galo (8 años), en el cantón de San Miguel en la provincia de Bolívar. Tiene una hija, Aida, de 35 años.
Ángel es un miembro de la ventanilla rural Lotan Bajo, que se encuentra a media hora del pueblo de San Miguel. Son 13 socios en total, y en su mayoría se dedican a la agricultura.
Ángel se dedica a la agricultura y cultiva maíz, trigo y papas. Hace las compras y ventas en el mercado cada fin de mes.
Solicita el crédito para trabajar y comprar abonos y urea. Piensa que con los abonos será más fácil. Sus metas para los próximos años es trabajar. Enfrenta enfermedades en la familia.
En su tiempo libre, a Ángel le gusta bailar y cantar.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 50
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ángel Leonidas to work and buy fertilizers and urea.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
May 17, 2010
May 26, 2010
Currency Exchange Loss:
Jun 15, 2011