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Pola Marqueza
Pola Marqueza B. V., 56, is married and lives with her husband in the canton of San Miguel in Bolívar province. She has a daughter, Doris, who is 34 years old.

Pola is a member of the communal bank "Lotan Bajo," which is located 30 minutes from the town of San Miguel. There are 13 members in all, and the majority of them work in agriculture.

Pola works in agriculture to provide a source of income for her family. She cultivates corn and beans. In the house, Pola also does sewing work. She sells her products and also makes her purchases in the San Miguel market.

Pola requests a loan to buy fertilizers and other products for agriculture. She thinks that this loan will help her to improve the economic situation of her family. Her goal is to improve their house, and to buy seed that is certified for better production so that she can get better prices for her products. The challenges she faces are the lack of money to buy supplies and a lack of labor.

Pola says that the customs of her canton are the fiestas of Patrón San Miguel and their carnivals. As a hobby, she likes to play basketball.
View original language description ↓
Pola Marqueza B. V. tiene 56 años, es casada, y vive con su esposo en el cantón de San Miguel en la provincia de Bolívar. Tiene una hija, Doris, de 34 años.
Pola es un miembro de la ventanilla rural Lotan Bajo, que se encuentra a 30 minutos del pueblo de San Miguel. Son 13 socios en total, y en su mayoría se dedican a la agricultura.
Pola trabaja en la agricultura como fuente de ingresos de su familia. Los productos que más siembra son maíz y fréjol. En la casa, Pola se dedica a la costura. Ella vende sus productos y también realiza sus compras en el mercado de San Miguel.
Pola solicita el crédito para comprar fertilizantes y más productos para la agricultura. Piensa que el préstamo la ayudará a mejorar la condición económica de su familia. Su meta es mejorar su vivienda, comprar semilla certificada para una mejor producción y para tener mejores precios. Los desafíos que ella enfrenta en la familia es la falta de dinero para comprar insumos y la falta de mano de obra.
Pola dice que las costumbres del cantón son las fiestas del Patrón San Miguel y sus carnavales. Como hobby, le gusta jugar Basket.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 102
    View loans »
    Ecuador Loans Fundraising
  • $25,057,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Pola Marqueza to buy fertilizers and other products for agriculture.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
May 17, 2010
May 26, 2010
Currency Exchange Loss:
Jun 15, 2011