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Sao C., 57, is married with three children living at home in Takeo province. She grows rice and works as a musician, typically making US$2 each day. Her husband, Svay Heng, pictured here, makes musical instruments and raises pigs and typically makes about US$2 each day.

Sao C. would like a loan of US$1,200 to create a new investment. She plans to open a store selling beer and meat in the village and allow her children to operate it.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 42
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Sao to open a store selling beers and meat for her children to operate.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 10, 2010
May 25, 2010
Currency Exchange Loss:
Apr 17, 2011