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Mary Joy Beth
Mary Joy Beth Q. is from the village of Catarman, Camiguin Province. She is 40 years old, married, and has one school-aged child. To make a living, Mary Joy Beth runs a sari-sari (variety) retail shop, selling both food and daily use products in the local community. She has been engaged in her business for over eight years and earns approximately $150 a month for these activities.

In 2010, Mary Joy Beth joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. She has successfully repaid a previous loan of 4,000 PHP from HSPFI. This previous loan was used to purchase additional products to sell. Mary Joy Beth is requesting a new loan of 7,000 PHP which will be used to purchase additional inventory and as working capital. This will be her 2nd loan from HSPFI. She plans to use the additional revenue generated from the business to supplement the income of her family.

About HSPFI:

HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Hagdan Sa Pag-uswag Foundation, Inc.

Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.

About Philippines

  • $1175
    Average annual income
  • 1012
    View loans »
    Philippines Loans Fundraising
  • $54,447,850
    Funds lent in using Kiva
  • 46.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Mary Joy Beth to purchase additional inventory and as working capital.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 19, 2010
Listed
May 25, 2010
Currency Exchange Loss:
Covered
Ended:
Nov 15, 2010