MAFILY D., a member of the Kotognontala group, intends to use her loan to buy condiments for the preparation of cooked food for sale. She buys her condiments generally in Nangola and surrounding areas and sells right there, at the market of Nangola and at weekly markets in the area, for cash or credit, to a clientele composed of women and men. She expects to make an average monthly profit of 17,500 F CFA which will be used for day-to-day family expenses, reinvesting any remainder in her business.
Elles se sont connues à travers des liens de parenté et font le commerce de condiments alimentaires, des légumes et des poissons frais.
Ces femmes du groupe Kotognontala sont à leur premier prêt solidaire.
MAFILY D. du groupe Kotognontala compte utiliser son prêt pour acheter, des condiments alimentaires pour la restauration.
Elle s’approvisionne en condiments le plus généralement à Nangola et environnants et effectue sa vente sur place, au marché de Nangola et dans les foires environnantes, au comptant et à crédit, à une clientèle composée de femmes et d’hommes.
Elle compte réaliser un bénéfice moyen mensuel de 17 500F CFA qui sera utilisé dans les dépenses quotidiennes de la famille et le reste sera réinvesti dans les activités de commerce.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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