They know each other through family ties and are in the business of selling condiments, cakes, peanuts and fresh fish.
The women of the Danaya group are on their first joint loan which will be used to buy condiments, peanuts, sacs of wheat flour, and fish.
Fatouma D. of the Danaya group (in the yellow t-shirt) plans to use her loan to buy wheat flour.
She gets her supplies of wheat flour from the traders in Nangola. After making it into cakes, she sells them from her home, at the market of Nangola, and in nearby markets, for cash and on credit, to a clientele of men and women.
She plans to make an average monthly profit of 15,000 CFA which will be used to meet the daily expenses of her family and the rest will be reinvested her business.
Elles se sont connues à travers des liens de parenté et font le commerce de condiments, de gâteaux, d’arachide et de poissons frais.
Ces femmes du groupe Danaya sont à leur premier prêt solidaire qui sera utilisé pour acheter des condiments alimentaires, de l’arachide, des sacs de farine de blé et des poissons.
FATOUMATA D. du groupe Danaya (qui est en T-SHEET jaune) compte utiliser son prêt pour acheter de la farine de blé.
Elle s’approvisionne en farine de blé avec les commerçants de Nangola, après transformation en gâteaux, elle effectue sa vente sur place, au marché de Nangola et dans les foires environnantes, au comptant et à crédit, à une clientèle composée de femmes et d’hommes.
Elle compte réaliser un bénéfice moyen mensuel de 15 000F CFA qui sera utilisé dans les dépenses quotidiennes de la famille et le reste sera réinvesti dans les activités de commerce.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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