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San Luis De Huancapi Group
In this Group: Edith Avencia, Zenaida, Georgina, Sonia , Prudencia , Gladys , Zulma , Dina , Luz Amalia, Yobana
Sonia belongs to the communal bank "San Luis de Huancapi." The members are from the Huancapi district in Víctor Fajardo province, located 3 hours from the city of Ayacucho. The members have a variety of businesses such as: school cafe, grocery store, food sales, fruit and vegetable sales, the purchase and sale of small and large animals, and cereals.

Sonia performs the role of assistant treasurer. She lives with a partner and has 2 children. Sonia has a school cafe. She started out selling candy in the streets; this became a source of income as she started selling her products at sporting events and other celebrations. Today she has her own business, which is a school cafe in the Basilio Auqui school. She gets her products in Ayacucho and at times in Huancapi, and sells them in the cafe and at festivals and sporting events. Her husband and children help her with the business. Her loan will be invested in the purchase of candy and other items to restock her cafe, and a portion of the loan will be used to open a bar in Huancapi. Sonia dreams of having her children become professionals, and having her own store for the wellbeing of her family.
View original language description ↓
La señora Sonia pertenence al Banco Comunal San Luis de Huancapi, las socias son del Distrito de Huancapi, Provincia de Víctor Fajardo, el distrito se ubica a 3 horas de la ciudad de Ayacucho.
Las socias realizan diversos negocios como Cafetín escolar, tienda de abarrotes, venta de comida, venta de frutas y verduras, compra y venta de animales menores y mayores y cereales.
Sonia desempeña el cargo de auxiliar de tesorería, conviviente, tiene 2 hijos, Sonia tiene un Cafetín Escolar, en un inicio vendía golosinas en las calles, llevaba en una fuente a campeonatos, fiestas y hoy en día tiene su propio negocio como es el cafetín escolar en el colegio Basilio Auqui, sus productos los adquiere en Ayacucho a veces en Huancapi y los vende en el cafetín, fiestas y campeonatos, actividad que realiza con la ayuda de su esposo y sus hijos. Su préstamo será invertido para la compra de golosinas y surtir su cafetín el otro porcentaje para abrir un bar en Huancapi. Los sueños de Sonia son que sus hijos sean profesionales, y tener un local propio para bienestar de su familia.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 74
    View loans »
    Peru Loans Fundraising
  • $55,213,250
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of San Luis De Huancapi Group's $2,975 loan helped a member to buy candy and items to restock her cafe, and another portion to open a bar in Huancapi.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 18, 2010
Listed
May 26, 2010
Currency Exchange Loss:
Covered
Ended:
Nov 20, 2010