Vidadi Z. is a 44-year-old merchant who sells different types of foods. He has been running his small business since 2005. Vidadi is married and has 3 daughters. This store is the main financial source for Vidadi's family. He is also a musician and plays at most of the wedding parties in his city. Vidadi has a successful client history with AqroInvest, having already received one loan. He has now applied for a second loan of 1000 AZN, which he will use to purchase more foodstuffs for his store.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.