Sarwar Halam Group
Most of her clients are from her neighborhood. She needs the loan to purchase more sewing materials such as a new sewing machine, different kinds of thread, needles, and so on.
She is a hard-working woman and she hopes to grow her business in the future and attract more new clients. She is glad that she has this opportunity to work.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid