Mogata is 30 years old, married and the father of four children. He is a farmer from Kisii, in Western Kenya.
He has been farming for over seven years. His main crops are tea, nappier grass and maize which he sells at the local market to provide for his family.
Mogata recently cleared his previous loan from Juhudi Kilimo for KES.35,000 and has requested this loan for KES.60,000 to purchase a dairy cow. This loan will enable him earn enough income to pay school fees for his children and to provide enough milk for his family.
In five years' time, he hopes to own at least three high quality dairy cows that produce 20 liters of milk daily.
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.