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Gloria D., a 66-year-old married woman who supports her family by engaging in a fishing/fish vending and oyster culture business, lives in Brgy Nanunga, Hinigaran, Negros Occidental with her husband and their four adult children. A member of NWTF-Project Dungganon since 2002, Gloria has improved her living conditions with the help of loans from NWTF and through her own efforts. By working hard in her business, she is gradually making her family more economically stable and now earns an average monthly income of Php 20,000.

Gloria is requesting Php 18,000, her 10th loan from NWTF-Project Dungganon, so that she can continue her fishing/fish vending and oyster culture business. Her previous loan of Php 19,500, which she paid off well within its term, was just another step in her journey towards economic freedom. Gloria aspires to elevate her family’s living conditions and ensure their future wellbeing by following the “Dungganon” way.

About NWTF:

In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress out of earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed on a member of a community who has earned the respect through a lifetime of hard and honest work.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1939
    View loans »
    Philippines Loans Fundraising
  • $61,097,225
    Funds lent in using Kiva
  • 46.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Gloria additional working capital for business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 21, 2010
Jun 1, 2010
Currency Exchange Loss:
Apr 15, 2011