A. is a 49-year-old woman who describes herself as trustworthy. She has three adult children. For the past 15 years, A. has sold pastries. She bakes bread and sells cake, meat pies, spin rolls and donuts. She plans to use the loan to buy flour, margarine, vegetable cooking oil and other food ingredients in bulk to make her pastries.
A. is on her 2nd loan, and she has proven to be a good client. She would like to continue to expand her pastry business for the benefit of her family. She hopes that her children will eventually take over the family business.