Pat M., 31, is married and resides with her husband and five children in Kampong Chnang Province, Cambodia, an area known for clay and ceramic products.
She is a chef for wedding parties and earns an income of about $2.30 per day. Her husband performs recycling services, earning an income of $9.50 per day to help cover the family's expenses.
M. is requesting a loan of $600 to purchase a motorbike to transport recyclable materials for resale. In the future, she would like to use any additional profit to repair her house. This is her third loan from CREDIT, a long-standing Kiva partner in Cambodia.
KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.
For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.