Check out some available loans that are similar to this one!
Estrella Natividad
The Communal Bank “Los Gemelos” (The Twins) gathers in the area of the same name and is located on the outskirts of the city of Portoviejo in Guabito Parish.


Estrella sells beauty products through catalogs, Brazilian jewelry, and also manages a store in her home where she offers a variety of products. She started her business ten years ago when her mother challenged her by giving her a bottle of cola to sell. Gradually she began buying more and now sells four cases of soft drinks at a time.


Estrella has been a member of her Communal Bank for five years. She is married, has three children, and lives in an urban parish. In her business, she receives distributor prices and achieves a profit margin of 25%. Estrella has a refrigerator for storing colas, water, and juices. Her customers come from the same area where she lives.


Her husband is 45 years old and works as a public employee. They have their own home. Estrella wants to invest in items for her store so that her business remains stocked. She would like to have a larger business that has everything, including a display case containing different products found in a bazaar. Her plans include investing in items according to what is sold.

View original language description ↓
El banco comunal Los Gemelos se reúne en la ciudadela del mismo nombre en las afueras de la ciudad d Portoviejo en la parroquia el Guabito.

Se Dedica a la venta por catalogó de productos de belleza, alhajas brasilera y una tienda de productos de varios que tiene en su casa, hace 10 años quien la motivo con una cola fue su mamá le dio una botella y de a poco fue comprando mas hasta que ahora tiene 4 jabas de colas.

Tiene 5 años en el banco esta casada tiene 3 hijos vive en una parroquia urbana; compra en una distribuidora a precio de negocio, gana el 25 % de ganancias, tiene una refrigeradora para sus colas, aguas y jugos, sus clientas son por el sector donde ella vive.

Su esposo es empleado publico, tiene su propia casa, tiene 45 años, quiere invertir en cosas para la tienda y surtir el negocio, le gustaría tener un negocio mas grande, completo una tiene con todo, una vitrina con varios productos de bazar, invertir según lo que se vaya vendiendo.

About Ecuador

  • $10,200
    Average annual income
  • 99
    View loans »
    Ecuador Loans Fundraising
  • $23,946,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Estrella Natividad purchase colas, water, rice, sugar, milk, and flour.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 5, 2010
Listed
Jun 1, 2010
Currency Exchange Loss:
N/A
Ended:
Oct 15, 2010