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Um-E-Kalsoom's Group
In this Group: Um-E-Kalsoom, Zubaida, Ramzan
Um-e-kalsoom, a resident of city Borewala (famous for its shrines), Pakistan, owns a small two-roomed house and has been living in it with her family for over five years. She is a twenty-five-year old young woman, married with one infant child. She loves her family and takes care of them. She gets up early, manages the domestic chores and prepares from breakfast to dinner for her husband and makes all the necessary preparations for her child. She is not an educated lady but she wishes to give her son a better future with good education.
Her husband's name is M. R.. He operates a video making business. He is a professional video maker and provides his services on a phone call away. He makes videos at wedding and birthday functions and also takes still photography. He has fifteen years of experience in this profession.

Um-e-kalsoom is applying for a loan from Asasah, to purchase a digital movie camera for her husband so that he can provide better services to his clients and generate a good income for the family and make their wishes come true.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 448
    View loans »
    Pakistan Loans Fundraising
  • $15,084,775
    Funds lent in using Kiva
  • 84.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Um-E-Kalsoom's Group's $950 loan helped a member to purchase a digital movie camera for movie-making business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 17, 2010
May 20, 2010
Currency Exchange Loss:
May 15, 2011