Amina runs a business going door-to-door selling traditional African fabrics called khanga and vitenge. In the late afternoons she also sells firewood at a small stand. Amina starts work around 11am, after taking care of her grandchildren. She works until about 6 pm each day and earns a profit of about 75000 TSH ($50) per month.
This is Amina's first loan from Tujijenge Tanzania. She will use it to buy additional khanga and vitenge for her fabric sales, and extra firewood for her stand. Any profit from this loan will go to support school-fees for her eldest grandchild, milk for the younger kids, and general household expenses.
Amina hopes that as her business grows she will be able to stop selling firewood and focus exclusively on fabric sales. She wants to buy a permanent shop for her business instead of selling door to door. She would also like to purchase fabrics from other countries in the region including Malawi and Zambia.
Amina is the Assistant Treasurer of the Mitema Group. The group's 17 members run a variety of businesses including selling fabrics, food, and chickens. The group's members hold each other accountable for paying back the loan.
In the picture, Amina is in the middle with her arm raised.
About Tujijenge TanzaniaThis loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.
For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid