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Charles
Charles is 29 years old. He is married with three children aged 1½ to 7 years old. Two of his children currently attend school.


He is a farmer from Litein town in Rift Valley, Kenya. He has been practicing farming for the last 10 years. Besides farming, he also draws income from carpentry and masonry. His main challenges are lack of water and a ready market for the milk.


He has requested this loan from Juhudi Kilimo for 35000 KES to purchase and insure a dairy cow. The additional income from this investment will enable him to educate his children and meet family needs. In the future Charles intends to have four more dairy cows and improve his farming activities.


He says he has managed to acquire a dairy cow which he could not manage before, and in the future he is thinking that Juhudi will help him add more products.

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 599
    View loans »
    Kenya Loans Fundraising
  • $40,262,550
    Funds lent in using Kiva
  • 79.2
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Charles to purchase and insure a dairy cow.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 26, 2010
Listed
May 20, 2010
Currency Exchange Loss:
Possible
Ended:
Jul 15, 2011