He is a farmer from Litein town in Rift Valley, Kenya. He has been practicing farming for the last 10 years. Besides farming, he also draws income from carpentry and masonry. His main challenges are lack of water and a ready market for the milk.
He has requested this loan from Juhudi Kilimo for 35000 KES to purchase and insure a dairy cow. The additional income from this investment will enable him to educate his children and meet family needs. In the future Charles intends to have four more dairy cows and improve his farming activities.
He says he has managed to acquire a dairy cow which he could not manage before, and in the future he is thinking that Juhudi will help him add more products.
Important InformationTo facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.
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