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Annonciatha is the 58-year-old married mother of six children who are between the ages of 10 and 28, some of them in school.

Annonciatha owns a small shop which sells different kinds of products such as juice, cosmetics products, water, and so on. She has been engaged in her business for over three years. Her small shop is open from 6 in the morning to 9 in the evening every day except Sunday.

Annonciatha is now requesting her loan from Kiva lenders via Vision Finance Company in order to purchase more products for her shop. These additional products will allow her to attract more customers which will help her to earn more profits. With these profits she expects to save money for the future of her family. Particularly, her children who are in school will get their school fees paid more easily.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 25
    View loans »
    Rwanda Loans Fundraising
  • $13,391,375
    Funds lent in using Kiva
  • 574.0
    Rwanda Francs (RWF) = $1 USD