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Arc-En-Ciel Plus Group
In this Group: Barli, Jacquie, Silvie, Naku, Godet, Clément, Zézarine, Annie, Matondo, Pascal, Mohamed, Christelle, Angel, Charlotte, Angel, Henriette, Jeanne, Diasolua, Albertine, Mado, Nzinga, Jeanne, Hélène
Barli is the leader of a community bank named “Arc-En-Ciel Plus”, which means “Rainbow” in English and is composed of 23 micro-entrepreneurs united in solidarity to receive loans from Kiva through IMF HOPE RDC with the goal of developing their businesses.

Barli is 44 years old and the father of five children ages 3 to 16. Three of them attend school.

Barli runs a service of charging batteries. He has been a micro-entrepreneur since 1985. He runs his business in the Middle Eastern area of Kinshasa.

He is working hard because his ambition is to become an excellent battery charger service in his area. The loan he’ll obtain next will be used to buy 50 liters of battery acid and some accessories for his service with the aim of increasing the profits.

Since he wants to develop and diversify his business, he decided to join one of Hope’s groups in October 2009. Currently, he makes a profit of about $180 per week. Barli has succeeded with good strategies to build up permanent customers. He always talks with his customers, he knows them well by their names, and he never runs out of stock.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 16
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,650,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Arc-En-Ciel Plus Group's $3,675 loan helped a member to purchase 50 liters of battery acid to resell with the aim of generating the profit.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 10, 2010
May 20, 2010
Currency Exchange Loss:
Oct 15, 2010