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Justine is married to a market vendor and they have four children who go to school. She doesn’t take care of additional family members. Previously was operating a ladies salon but changed her business enterprise to food vending. Currently Justine owns a banana stall in Kalerwe market, selling bananas. She has been doing this for three months. She buys bananas from the very market where she works and she works seven days a week. She wants to use this loan to buy more bunches of bananas. Justine sells to all categories of people at wholesale and retail. Justine aspires to build her own house. Her business challenges include thieves and seasonality. She decides to work with MCDT because she wanted to get timely loans. She has been with MCDT for over five years. Justine resides in and rents a one-room house and the family has access to electricity and piped water. Her monthly expenses include rent, school fees and feeding the family.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 205
    View loans »
    Uganda Loans Fundraising
  • $32,028,325
    Funds lent in using Kiva
  • 2,286.8
    Uganda Shillings (UGX) = $1 USD