Abdull Qayum son of M. Y. is 45 years old, married and the father of four children. He lives in district 8th of Kabul, Afghanistan. He has a whole sales store (the materials of shoe-making) in the city of Kabul. He brings all the tools for his store from Pakistan and he is involved in this business for more then one year. He and all the family members benefit from his income. He wants to expand his business and to attract more clients, so he has requested an individual loan of 50,000 Afghani. He is happy that he has the chance to progress as soon as possible.