Umoja Wa Kinamama Group
She has six children, of whom five are at secondary school.
She is requesting the Kiva loan in order to buy food products in greater quantities and resell them to her customers; this will allow her a more significant profit-generating capacity, so that she can save money and expand her business with the hope of becoming a wholesaler. She hopes that her chlidren will successfully complete their studies and be capable of leading a better life. She has always preferred borrowing from Turame rather than other financial institutions, because the access and repayment terms are easier for her.
She is a member of the community group "Umoja wa Kinamama" which means "Unity for Mothers".
Elle a 6 enfants dont 5 étudient a l’école secondaire.
Elle demande le crédit Kiva pour acheter de plus grandes quantités de produits vivriers à revendre aux clients ; ce qui lui permettra d’acquérir une plus grande capacité de générer du bénéfice pour faire ses épargnes et accroitre son business dans l’espoir de devenir une commerçante grossiste. Elle a l’espoir que ses enfants finiront les études avec succès et être capables de mener une vie meilleure. Elle a toujours préfère le crédit Turame aux autres institutions financières car les conditions d’accès et de remboursement lui sont plus faciles.
Elle est une des membres du groupe communautaire « Umoja wa Kinamama » qui veut dire « unité pour les mères ».
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid