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Jailer
Jailer S. A. is 37 years old and a native of Carmen de Bolivar, which is where he and his father own farmland on which they grow cassava and yams. From a young age, he has come to know and appreciate the delight associated with these two products since they form the basis of his main business that he developed in the town of Soledad. There he lives with his family, which consists of his wife and ten year old son.


Jailer wakes up every morning at 5am and delivers his products by motorcycle to 25 stores that make up his existing customer base. Throughout the morning he distributes cassava and yams that he harvested, as well as the famous “carmero” avocado that is grown in Carmen de Bolivar.


Jailer may not always have yams and cassava to sell from either his land or his father’s, so he also buys sheep in Montería when necessary. He wants to take advantage of his trips to Montería by seizing the opportunity to sell yams, cassava, and avocados while he is there. For this reason, he is requesting a loan from Fundación Mario Santo Domingo (which he joined two years ago) in the amount of 2,000,000 COP. He will buy 50 sturdy bags filled with cassava, yams, and carmero avocados so that he can sell his products in the markets where his suppliers are located.


Jailer started this business after he quit his job at the central municipal supply depot, where he worked an extensive schedule from 3am to 8pm, which was made worse by the low pay. Due to the exhaustion and the lack of time to devote to his family, he decided to become independent and start selling vegetables, tomato plants, and avocados. He is always looking for better ways to earn more income and eventually became acquainted with several shopkeepers who started ordering yams, cassava, and avocados from him.


Since joining Fundación Mario Santo Domingo, Jailer has been able to upgrade his means of transportation from a bicycle to a motorcycle so that he can travel with cargo, access more customers, and sell more of his products because credit was available to him. Otherwise, he would have had difficulty traveling to his suppliers and would have eventually lost credibility in the marketplace. He is now more comfortable working with credit and dreams of seeing his son become a professional and looking up to him. In the future, he hopes to own a distribution truck so that he can sell basic necessities throughout Barranquilla and in other towns in the district of Atlántico.

View original language description ↓
Jailer S. A. de 37 años es oriundo del Carmen de Bolívar, donde tienen sus tierras él y su papá, ambos siembran, Jailer ñame y su papá yuca en su terreno. Desde muy pequeño conoce y aprecia las delicias de estos dos productos, por eso justamente son la base de su principal negocio que desarrolla en el municipio de Soledad, donde vive con su familia conformada por su cónyuge y su hijo de 10 años.

Jailer se levanta desde las 5 de la mañana y en su moto lleva los productos que piden las 25 tiendas que en la actualidad tiene como clientes, él reparte durante toda la mañana, ñame, yuca y también cuando hay cosecha el famoso y muy reconocido aguacate “carmero” o sea sembrado en “El Carmen de Bolívar”

Jailer no todas las veces trae ñame y yuca sembrados en su tierra y la de su papá, también compra en Ovejas y en Montería cuando se hace necesario; como en la actualidad quiere vender en estos municipios el empaque de estos productos y aprovechar el mismo viaje para traer su ñame, yuca y aguacate, está solicitando un crédito a la Fundación Mario Santo Domingo, (organización donde está desde el año hace dos años) por valor de $2.000.000, con él comprará 50 resistentes bolsas llenas de yuca y ñame, aguacates carmeros que le dan buena utilidad y empaques que venderá en el mercado de los municipios proveedores de su producto.

Este negocio lo inició Jailer cuando se retiró de la Central de Abastos por su extenso horario de trabajo de 3: 00 AM a 8: 00 PM, agravado por su muy bajo el salario, la poca dedicación de tiempo a su familia y además, porque permanecía con agotamiento permanente; así fue como decidido, independizarse e iniciar su negocio de vender verduras, tomate de árbol y aguacate, buscando la mejor opción que generara mejores ingresos y como conocía a muchos tenderos, empezó a hacer la preventa y pronto se llenó de muchos pedidos especialmente de ñame, yuca y aguacate.

Desde que llegó a la Fundación ha logrado pasar de tener como medio de transporte una bicicleta a una moto, en la que carga sus bultos, y acceder a mayor número de clientes, con mayor cantidad de sus productos, porque antes los compraba a crédito a plazo de un día, y si le quedaban en existencia tenia dificultades con su proveedores viajeros y perdía credibilidad en el mercado. Hora trabaja mas holgado con su dinero de crédito y sueña con que su hijo se convierta en un profesional y respecto a él se ve en el futuro con una camioneta distribuidora de productos de la canasta doméstica y extendido en toda Barranquilla y otros municipios del departamento del Atlántico.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 515
    View loans »
    Colombia Loans Fundraising
  • $14,690,600
    Funds lent in using Kiva
  • 1,978.1
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Jailer purchase 50 bags of cassava, yams, and avocados to sell.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 19, 2010
Listed
May 24, 2010
Currency Exchange Loss:
Covered
Ended:
Nov 15, 2011