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Emelia A. buys bags of onions to sell at Takoradi. She is married and has three children. Her husband is a trader. She has received junior high education.

Emelia has been selling onions in small and large quantities for about two years now and supports her husband in taking care of the home. Her loan will be used to buy extra bags of onions to be able to supply her customers.

Emelia hopes to use the new profits from her business to save to further her children's education.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,721,075
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Emelia to buy extra bags of onions to be able to supply her customers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 30, 2010
May 19, 2010
Currency Exchange Loss:
Dec 21, 2010