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Erke's Group
In this Group: Erke , Gulmira , Zhumamidin , Damira
Erke D. is the leader of a loan group. She is 44, married and has four sons and a daughter. Two older sons work in Bishkek. They sell building materials on the market. The other children study at school. Erke with her husband have a farm where they raise cattle and grow different fruits and vegetables. They have been farming since 1994. With the money received from this loan Erke will purchase 200 liters of fuel, which is needed during the sowing process. In the future she plans for her older sons to marry and to improve the family's living conditions.

Gulmira K. is the treasurer of the group. She is 43 and married with three daughters and a son. The second daughter is married. The other children are students. In order to make money Gulmira sells traditional cloth and dressmaking supplies. She wants to get a loan to purchase 200 liters of fuel and potato seeds.

Zhumamidin Z. is 48 and a widow. He has two daughters and a son. The older daughter and son are married. The younger daughter works in Bishkek. Zhumamidin himself works as a driver. He also has one hectare of land, which he wants to sow. With money received from the loan he will buy fuel which he needs during the sowing process.

Damira K. is 41and married. She has three sons and a daughter. All of them are students. Damira's husband has been reselling cattle for fourteen years. His initial investment in this business activity was 10000 soms (218.34$). Now he earns 15000 soms (327.51$) a month. This profit made it possible for them to purchase a house. Damira wants to get a loan to purchase cattle in order to increase his herd.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 81
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,919,875
    Funds lent in using Kiva
  • 45.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Erke's Group's $875 loan helped a member to purchase fuel for farming.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 12, 2010
May 19, 2010
Currency Exchange Loss:
Dec 15, 2010