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Irshad Begum's Group
In this Group: Irshad Begum, Athar Parveen, Amina, Ruqaiya
Irshad begum, a resident of mid-sized city Riwind, Pakistan, owns a small house of two rooms and has been living in it with her family for over 10 years. She is a mother of six children: four daughters and two sons. Her eldest son has a food stand where he sells Nan and chanay, the most favorite Punjabi dish in Pakistan, to generate income for the family. The next eldest is a painter and paints doors and walls when needed. The others are enrolled in school and read in 8th, 7th and 6th level.

A very talented lady, Irshad operates an embroidery business. She makes embroidered dresses after receiving orders from her neighbors and relatives in order to generate income. She can complete one dress in a day due to her expertise and full dedication in her work.

Irshad has successfully repaid her first loan to Asasah and has now applied for a second loan. She wants to invest the capital in her sons’ business so he can purchase material (flour, chick peas, spices and cooking oil) in bulk and increase the profitability of his food stand.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 359
    View loans »
    Pakistan Loans Fundraising
  • $15,695,200
    Funds lent in using Kiva
  • 84.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Irshad Begum's Group's $950 loan helped a member purchase the required material for food stand.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 18, 2010
May 19, 2010
Currency Exchange Loss:
May 15, 2011