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Gloria Esperanza
Gloria Esperanza C. A., 38, lives in the town of Cojutepeque in the Salvadoran "departamento" of Cuscatlan. She lives there with her husband, a construction worker, who works during the time of year when building projects are viable. They have three children, 17-, 12- and 8-years old. Gloria is a hard-working woman who operates a business selling curtains, sheets, tablecloths, etc. She works as a street vendor, an advantage for her because she can move from place to place and sell more of her products as she goes. Her son works with her, another advantage because together they can carry more curtains, sheets, etc. than she can carry alone. The business has made it possible for Gloria to pay the family's bills even when her husband has been unable to find work. She is applying for a loan so that she can buy wholesale supplies of her products and, in turn, increase her income. Increasing her income is not only an end in itself, but also her means for pulling together the money she needs to connect the family's house to a source of clean water. For now, the house isn't connected to a supply of clean water and the family has to get its water from a public pump and carry it home in jugs. The loan will help the family hugely because they will ultimately be able to use it to get something essential to everyone: clean water.
View original language description ↓
Gloria Esperanza C. A. de 38 años de edad, reside en el pueblo de Cojutepeque, ubicado en el departamento de Cuscatlán. Vive junto a su esposo el cual se dedica a trabajar como albañil, trabajo el cual es por temporadas mientras dura la obra que están construyendo, así mismo vive junto a sus tres hijos de 17, 12 y 8 años de edad. Gloria es una mujer muy trabajadora la cual se dedica a la venta de cortinas, sabanas, manteles y otros más, los cuales comercializa de forma ambulante, lo que es de mucho beneficio para ella ya que le permite abarcar diferentes zonas, por lo que vende más, su hijo mayor la acompaña a vender sus productos lo que es muy positivo para ella, ya que pueden cargar mayor cantidad de cortinas, sabanas y manteles. Es por medio de esta venta como Gloria logra solventar todos los gastos familiares, incluso en los momentos en que su esposo carece de trabajo. Ella solicita un préstamo por medio del cual pueda comprar mayor cantidad de productos de manera que sus ventas aumenten ya que no solo es este su objetivo sino también contar con los recursos necesario para poder conectar el agua potable a su hogar, ya que en la actualidad no cuentan con ese servicio lo que los obliga a ir a un chorro público y llevar el agua en cantaros sobre la cabeza hasta su hogar, esto les beneficiará ya que les permitirá contar con algo tan necesario y esencia que es el agua.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 854
    View loans »
    El Salvador Loans Fundraising
  • $25,704,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Gloria Esperanza buy products for resale.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 5, 2010
Listed
May 20, 2010
Currency Exchange Loss:
N/A
Ended:
Jul 15, 2011