Don Mario is 45 years old and the father of four children. A few years ago, he used his savings from a previous job to start his own business selling women's, men's, and children's clothing, underwear, and a variety of other products. It has not been easy since the demands are intense. In the market, there are many stores in a row, but they all do well. There are good times and bad times. With a financial investment, the store has stocked good products, which have generated good earnings. Each day, he invests more to achieve a balance between his sales and his expenses. The difficulty is that clothes that don't sell in months are sold at a discount. Therefore, he tries to invest in a lot of clothing to make more sales and not lose a lot of money.
With this loan, Mario will buy children's clothes and shoes to attract clients and meet his sales objective. Thanks to his strength, he has succeeded in supprting his children with their studies. He also brings them to work with him so that they can get experience with the store.
Don Mario es padre de familia de cuatro hijos, de edad de 45 años, desde hace varios años logro poner su negocio la venta de ropa de dama, caballero, niños, ropa interior y una variedad de productos con ahorro de su trabajo anterior, no ha sido fácil ya que la demanda es fuerte en el mercado los tramos están seguidos, pero todos vendemos, hay temporadas buena y malas, con la inversión de los financiamiento ha logrado buenos productos en su negocio lo cual le ha generado buenas ganancias, cada día invierte mas para lograr el equilibrio de sus ventas y sus gastos.
Las dificultades que la ropa que no se vende en meses se pone ala venta con descuento, es por eso trata de invertir en mucha moda para poder lograr las ventas y no tener mucha perdida.
Con este préstamo comprara ropa y zapatos juveniles para atraer al cliente y lograr el objetivo de sus ventas. Gracias al esfuerzo ha logrado apoyar a sus hijos con los estudios y también los lleva a trabajar para que puedan adquirir experiencia sobre el negocio.
This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.
Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.