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Las Flores - Ccoñani Group
In this Group: Lizabeth, Gloria, Erasma, Paulino , Delia, Teofila, Pelagia, Joil, Magdalena, Maria Elena
The communal bank Flores de Ccoñani (Flowers of Ccoñani) is made up of 10 members who are from the community of Ccoñani, in the Vinchos district of the department of Ayacucho.

Delia is married and has 3 children. Delia, along with her husband, sells animals such as hens, cows, and rams (male sheep), which she procures in her district and takes to different markets in the region. In addition, Delia raises animals that she sometimes also sells. Her loan will be invested in the purchase of sheep and chickens to sell in the markets.

Delia dreams of improving her business by having more capital to buy more animals and have more earnings.
View original language description ↓
El Banco Comunal Flores de Ccoñani esta integrado por 10 socias, que son de la comunidad de Ccoñani, Distrito de Vinchos, Departamento de Ayacucho.
Delia es casada, tiene 3 hijos, Delia junto a su esposo se dedican a la venta de animales, como gallinas, vacas, carneros, los cuales adquiere en su distrito y los llevan a diferentes ferias de la región, además Delia se dedica a la crianza de animales que en algunas oportunidades también vende, su préstamo será invertido en la compra de carneros, gallinas para vender en las ferias.
Los sueños de Delia son mejorar su negocio, tener mas capital para comprar mas animales y tener mas ganancias.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 103
    View loans »
    Peru Loans Fundraising
  • $58,934,425
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Flores - Ccoñani Group's $1,525 loan helped a member to buy sheep and hens.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 5, 2010
May 19, 2010
Currency Exchange Loss:
Oct 15, 2010