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Medio Ejido (Cuenca) Group
In this Group: Banesa Karina, Diana Anabel, Carmen Hermelinda, Maira Maribel, Martha Emilia, Maria Gabriela, Fanny Otilia, Eva Rosio
The community bank Medio Ejido is made up of eight members, who are are seeking with their work to improve and grow their business, as well as with their families. It is located in the city of Cuenca, a large city divided into two parts by the river Tomebamba, which demarcates the historical center of the north, with its beautiful houses that go to the ravine and the modern south with residential neighborhoods, buildings, shopping centers, and wide avenues, which makes this city a place that attracts national and foreign tourists.


Banesa is a native of the province of Manabi. She migrated to this city and lives in the Medio Ejido region in a rented house with her partner, who works as an assistant on the interprovincial bus, and their two children, who are 8 and 5 years old, respectively. The children are in elementary school at a city establishment. She shares her time between catalog sales of clothing, perfumes, costume jewelry and more, for one and a half years, and the household chores. She also prepares food for special dates upon request, which she has been doing for six years.


This is her first loan, and with the money she will buy pants, shirts, blouses, perfumes, creams, makeup, earrings, necklaces, bracelets, and more for her discerning customers. Her goal is to return to her native land and buy a plot of land and build her own house.


María Gabriela C. is 24 years old, and married. The fruit of her marriage is her three children aged 6, 5, and 1. Her first two daughters study in a city school. Thanks to their joint work, they managed to build their own house where they have a bread and cake shop, thanks to her husband teaching her this work. She was motivated by her sister to become a member of the community bank Medio Ejido, and this is her first loan. With the money she will receive, she is going to stock up her business with flour, butter, yeast, sugar and other basic ingredients for the preparation of bread and cakes. Her dream is to get ahead with her husband and enlarge their business in order to give work to other people in the community.

View original language description ↓
El Banco comunal Medio Ejido lo conforman ocho socias que buscan con su trabajo mejorar y crecer en su negocio al igual que con sus familias; está ubicado en la ciudad de Cuenca urbe dividida en dos partes por el río Tomebamba, demarcando el centro histórico al norte con sus hermosas casas hasta el barranco y la moderna al sur con barrios residenciales, edificios, centros comerciales y amplias avenidas, que hacen de esta ciudad un lugar que atrae al turista nacional y extranjero.

Banesa es oriunda de la provincia de Manabí migro a esta ciudad, vive en el sector Medio Ejido en una casa arrendada con su pareja que trabaja como ayudante en bus interprovincial y sus dos hijos de 8 y 5 años respectivamente, los niños cursan la educación básica en establecimientos de la ciudad, ella comparte su tiempo entre la venta por catálogo de ropa, perfumes, bisutería y más desde hace un año y medio y los quehaceres del hogar, también prepara comidas para fechas especiales según pedido y esta actividad realiza hace 6 años.

Este es su primer crédito y con el dinero comprará pantalones, camisas, blusas, perfumes, cremas, maquillajes, aretes, collares, pulseras y más para su exigente clientela.

Su meta es volver a su tierra natal comprarse un terreno y construir su casa propia.

María Gabriela C. tiene 24 años es casada fruto de su unión concibió tres hijos quienes se encuentran de 6, 5, 1 año, sus dos primeras hijas estudian en una escuela de la ciudad, gracias al trabajo conjunto lograron edificar su casa propia donde tienen una panadería y pastelería y trabjan tanto esposo y ella gracias a que su cónyuge le enseño esta actividad.

Es socia del banco comunal Medio Ejido motivada por su hermana y este es su primer credito, con el dinero que recibirá va abastecer su negocio con harina, manteca, levadura, azúcar y otros insumos para la preparación del pan y pasteles.

Su sueño es salir adelante con su esposo y agrandar su negocio para dar trabajo a otras personas de la comunidad.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 58
    View loans »
    Ecuador Loans Fundraising
  • $23,551,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Medio Ejido (Cuenca) Group's $2,550 loan helped a member to buy pants, shirts, blouses, perfumes, makeup, creams, earrings, necklaces, etc. and to buy flour, butter, sugar, salt, and yeast.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 29, 2010
Listed
Jun 1, 2010
Currency Exchange Loss:
N/A
Ended:
Sep 15, 2010