Iris Lanao Group
Bernardina, president of the communal bank, dedicates herself to buying and selling livestock. She acquires the animals in Chiara and sells them at the animal fair in the city of Ayacucho. On occasions, she sells meat. In addition, Bernardina buys grains which are then milled, and she also buys dried potatoes. These products too are sold in the city of Ayacucho. Bernardina can't count on the aid of her husband, so she is involved in various activities, in order to be able to maintain her home. She has 5 children, 2 of whom are still studying. Bernardina dreams that her children might study in the university. Her loan will be invested in buying cattle and goats.
Las socias son del Distrito D. Chiara que se encuentra a 2 horas D. la ciudad D. Ayacucho.
Bernardina es presidenta del Banco Comunal, Bernardina se dedica a la compra y venta D. ganado, adquiere los animales en Chiara y lo venD. en la feria D. animales D. la ciudad D. Ayacucho, en algunas oportunidades venD. carne. Además Bernardina compra cereales que luego procesa en molidos, también hace papa seca, productos que comercializa en la ciudad D. Ayacucho. Bernardina no cuenta con la ayuda D. su esposo y realiza varias actividades para poder mantener su hogar, tiene 5 hijos D. los cuales 2 hijos todavía están estudiando. Bernardina sueña con que sus hijos estudien en la universidad. Su prestamo sera invertido en la compra D. ganado ovino y caprino,
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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