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María
María S. O. is 60 years old. She is a hardworking woman who works day to day to get ahead and improve in every way possible. She lives with her husband, her daughter and her two minor grandchildren, who are in school. María has a store where she sells basic products such as: bottled water, propane gas, bread, milk, and more. The store is located in her house, which is in Santa María, in the department of Usulután. Maria has had this business for five years. She has gotten it ahead little by little, diversifying it as much as she has been able, since it is very difficult. Most of the profits are used for family expenses. This is the reason that María is asking for a loan from Integral through which she can buy a greater quantity of edible products, and items that are basic necessities for the home. María is someone who dreams of improving her economic condition, and that is why she is hoping to much improve her business.
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María S. O. de 60 años de edad, es una señora muy trabajadora, la cual día con día se esfuerza por salir adelante y mejorar en todo lo que sea posible. Vive junto a su esposo, su hija y dos nietos menores de edad, los cuales se dedican a estudiar. María posee una tienda en la cual vende productos de primera necesidad como: agua embotellada, gas propano, pan, leche y otros más, la tienda se encuentra ubicada en su casa de habitación la cual se encuentra en Santa María, en el departamento de Usulután. Desde hace 5 años que María cuenta con este negocio, el cual poco a poco ha ido sacando adelante surtiéndolo con lo que ha sido posible para ella, ya que esto es bastante difícil, ya que la mayoría de las ganancias son destinadas a los gastos familiares. Es por esta razón que María solicita un préstamo a Integral por medio del cual pueda comprar mayor cantidad de productos comestibles, así mismo productos los cuales sean de primera necesidad para el hogar. María es alguien quien sueña con mejorar su condición económica, es por esto que espera mejorar mucho su negocio.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 681
    View loans »
    El Salvador Loans Fundraising
  • $24,309,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped María to purchase perishable items.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 19, 2010
Listed
May 19, 2010
Currency Exchange Loss:
N/A
Ended:
May 20, 2011